Fun Ways to Save Money for Your Must-Have Item
Most people have something they want to save for, whether it’s a vacation, a large purchase like a new car or down payment on a house, or just to have a rainy day fund or pay off debt. However, most people today are living paycheck to paycheck and finding extra cash to put away is not always easy to do. However, if you don’t make saving money a dull process, you may find yourself doing a better job at it in the long run, especially if you’re finding ways to do it while having fun. Check out these great ideas to help you save money for that must-have item.
Sell Your Skills
If you have something you’re good at, put it to good use to make some extra cash. For instance, if you knit, you can sell things you’ve created and put that money into a savings account. If you’re good a graphic design, you can create invitations, company logos, or design websites for people and put that money into a savings account. There are endless possibilities of how you can use your skills to save money, and by doing something you enjoy, saving money won’t seem like such a difficult task.
Purge Your Unwanted Items
They say one man’s junk is another man’s treasure, and that can be the case with some of the stuff you have hidden away in closets, attics, and basements. Take some time to go through all your nooks and crannies and make a pile of stuff you no longer need. Then, try to sell these items for cash, whether by having a traditional garage sale or using a website or phone application to do it.
If you have old car-related items in your garage, you can also try to sell these on your own or to a junk yard. Many people are always looking for car parts on the cheap, and you can make some good money by getting rid of an old clunker that’s taking up space. Check out the list of junk yards in Ft Worth to see the options you have to get rid of your vehicle.
Use an App
If you have a hard time putting money away, you should consider using a tool that will do it for you. For instance, there are plenty of phone applications that will help you save money without you even realizing it. The Digit phone application will round up your purchases and put the extra cash into a savings account. This way, you will be saving money every time you make a regular purchase or pay a bill, and after a while you’ll have a nice little nest egg to use for that must-have item.
Make it a Game
Saving money can be challenging, but if you and your family make a game out of it, you may find that you can save a lot more in a shorter amount of time. For instance, maybe you can challenge each other to see who can save the most money in a given amount of time. Or maybe you can challenge each other on interesting ways to save, such as by signing up for rewards cards or cashing in gift cards or credit card points for purchases instead of using cash. This not only makes saving money more interesting, but it also gets more people involved, which can take some of the burden off you.
Get Creative
There are actually plenty of creative ways to save money—you just need to know how to do it. For instance, you can set up a container in your living area and put all your change into it for a whole year. If you use cash, you can get creative by putting all your $5 or $10 bills you receive into a safe and see how much you have after a certain amount of time. If you use coupons, you can put the money you saved into a savings account and see where you get in a certain time period. By finding creative ways to save your money, it won’t seem like such a dragging process.
Everyone could use a little extra cash to pay for that one thing that you absolutely want. If you struggle with saving money, using these tips will help you have fun with it, and you may even be able to continue saving even after you have enough for what you want.
